Unless you do extensive market research and spend hours doing detailed comparisons between service providers, as a business owner it can be hard, to near impossible, to work out if you are getting a fair price […]
Author: Jessica Ellerm
Why Darwin would have predicted fintech
A lot of air time is currently being given to the concept of marketplace banking and fintech ecosystems. Lightweight, agile and highly networked players considered to be part of this new ecosystem are already making inroads into traditional finance. […]
Moral Hazard in Banking – Fintech’s Elephant in the Room
Believe it or not, here in Australia household debt levels are at an all time high. Recent research by Barclays bank, using data obtained from the Australian Bureau of Statistics and the Reserve Bank of Australia, puts […]
Clickbait, Virality And Why It Matters To Fintech
What is the rocket fuel that will tip customer acquisition of my startup over the edge in order to achieve market domination? It’s a question that no doubt gives rise to many a sleepless night for your average fintech founder and their band […]
It’s the banking culture, stupid. Fintech’s people and product problem.
Scientists at the University of Zurich in Switzerland have some bad news for banks and their staff. Simply working for a bank makes the average employee more dishonest than they would otherwise be. That’s right, while banks […]
When fintech and trust collide, Gen Y will buy
Look out all those born before 1981, the Millennial wave is coming. According to research conducted by the Pew Research Center, in 2015 living Millennials in the US will begin outnumbering the Baby Boomer generation. A highly […]
Fintech’s role in the worrying rise of payday lending
We used to call them ‘loan sharks’ but now they have the rather more respected moniker of ‘payday lenders’. However a recently released ASIC report has highlighted some ‘shark’ like behaviour returning to the sector and […]
Fintech and superannuation – making the aspirational attainable
Lately I’ve been reading a number of articles that speculate on what the next big thing will be in fintech here in Australia. “Is there an Uber or Amazon of wealth management?” by Graham Hand at […]
Why we struggle to connect with banks and what fintech can learn
I bank with a number of different banks. I’m a typical millennial, terribly disloyal and very disdainful of any attempt by a bank to ‘market’ to me. I think the closest I’ve ever come to […]
Peer to peer lenders – are they really that different to banks?
Peer-to-peer lending , marketplace lending, P2P lending – call it what you will. There’s absolutely no doubt P2P is the topic du jour amongst investors and industry commentators. And on the surface it’s not hard to see […]
