Conversations outside of numbers – they’re the hardest thing in finance land. To explain and talk about a financial product without jumping straight to dollars and cents is something few have mastered. To avoid directly […]
fintech | wealth | banking | payments | behaviour
Category: Fintech
The tragedy of the data commons, and the fate of our future wealth
If time is the most precious thing any of us possess, why do we fritter away so much of it? We are remarkably content with exchanging our seconds, minutes and hours for very little in […]
The billion dollar friction problem fintech could solve
Friction may be responsible for forming diamonds out of coal, and majestic mountain ranges from the collision of tectonic plates, but when it crops up between a procurement team and an accounts payable function, all […]
Why brand will drive the un-commodification of the finance sector
There is no escaping the fact that the majority of the financial services we consume daily have become indistinguishable commodities to most of us. In a market where everything is various flavours of the same […]
Fintech sponsored #slacktivism – the ultimate Archimedes lever for today’s millennials?
Leverage. Understanding it and wielding it effectively is key to being successful in both business and life. And while at a personal level most of us consider ourselves in control of our own leverage – […]
The hard costs of love. Why fintech startups need to solve for the sandwich generation
Sometimes the way ideas iterate and develop can be rather strange. Today’s blog post is an excellent example. Let me explain. The weekend just past in Sydney was sweltering. There were only two places you […]
Want a bigger bank balance? Keep tabs on your friends’ savings habits
‘Comparison is the thief of joy’, is a catchphrase we’ve all heard at some point in our lives. Countless self-help blogs and inspirational quotes posted on Facebook and Instagram routinely warn us of the mental […]
Why your bank account needs to meet your 60 year old self today
I wish I could say I loved saving but I just don’t. The lure of spending today versus saving for tomorrow is fight I often feel like I am losing. If I were to be […]
How a fintech bank would tackle fraud
Recently I experienced one of those terrible and highly inconvenient banking ‘life events’ no one wants to go through, yet these days seems all to inevitable. My debit card got skimmed. It’s the second time in a […]
Baking the ‘pleasure of progress’ into fintech savings apps
This morning I dragged myself out of bed at 7am for a very important date. A date with Joe, my personal trainer. I’ve been training with Joe for over 5 years. How crazy is that! During that […]
